Hi everyone! Don't forget to check out your credit cards that offer cash back to see how much reward money you've earned. After looking at ours today I'm happily surprised to find that I now have an extra $130.00 to spend on Christmas!
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Make sure to check your monthly statements to see if you can redeem any of your reward points. Many credit cards accumulate reward points based on the amount you spend.
First, a warning. ONLY do this if you have the cash on hand to pay off your credit card balance at the end of each month. Otherwise, you will be paying interest, which defeats the point.
Don't be fooled by a credit card company's claims that credit cards can help you save money. Finance charges quickly erase any benefits that credit cards offer in cash back incentives unless you pay your credit card off at the end of each month.
Credit card rewards can, if used regularly, add up to some valuable rewards. This is a page about getting the most out of your credit card rewards.
ThriftyFun is one of the longest running frugal living communities on the Internet. These are archives of older discussions.
I always pay my credit card off monthly. I don't have any "perks" with this card. What card has the best perks offered?
