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Help Tearing a House Down After a Fire?

My house burned down and I didn't have homeowners insurance. I'm not concerned about anything other than what is going to happen now? I can't afford to get it torn down; I already have suffered enough loss. But I'm getting fined for not. What will happen next and what do I do?

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Bronze Feedback Medal for All Time! 196 Feedbacks
September 19, 20190 found this helpful

I am very sad to hear of your troubles. That is not a good place to be.

If the township or municipality is going to fine you for not removing the structure I suggest trying to talk to them and asking for assistance. Every community is different so please, see what they have to say.

There may be grants or loans or other community funding available for this.

If you do not qualify for the programs they can offer or there are no programs were you are, I suggest starting a Go-Fund-Me campaign and asking for your friends and family to pitch in to help.

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These can be very successful because people often want to help but do not know what you need or how they can help. This gives them an option.

Prayers that you find a good solution! Post back with an update.

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Gold Post Medal for All Time! 677 Posts
September 19, 20190 found this helpful

Notify a local tv station and have them do a human interest story on you. You will get donations and help. You can also start a gofundme page.

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Gold Feedback Medal for All Time! 949 Feedbacks
September 20, 20190 found this helpful

You may be able to find organizations that will help in situations like this but they have very strict qualifications and you will have to fill lot many forms and then wait - there is no way to predict how much time they will take before telling you whether you qualify or if there is help available (budget wise).

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You do not say if you are a senior or disabled or even if you are working.

1.) what do you plan to do with the property after it is cleared?
2.) do you own the property? no mortgage?
3.) are you disabled?
4.) are you a senior?
5.) are you in low income bracket?
6.) are you presently in any government assistance programs? food stamps?
If answer is yes then you may not have as many forms to complete as they can acquire your information from these agencies.
7.) are you alone/single or are there children involved?
8.) what is your monthly income?
These are the type of questions you will have to answer.

The first thing to do is pay a visit to the agency that has notified you about the fine for not compiling to their order. You should be prepared to tell them why you have not complied and ask them for assistance.

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They may do the clean up but add the charge to your taxes as a lien. Usually they will give you several years to pay it off.

Here is something to think about for any DIY ideas.

"Warning:
You may face unfavorable consequences if you undertake your house demolition without the necessary permits. Some municipalities issue fines that vary with the type or cost of the demolished structure. In addition, residents must follow Building Code provisions that relate to demolition procedures. Consult your local building department about the consequences of non-compliance. If you don't follow the rules and someone is damaged as a result, for example, you could be held liable for the damages."

Some help may be available from Habitat of Humanity so check out your area office.

www.habitat.org/.../find-your-local-habitat

Freecycle also has a section to ask for help:

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www.freecycle.org/

You can check out the links on the following sites but asking for free help is not an easy task and no can do it for you.

www.disasterassistance.gov/

www.benefits.gov/benefit-finder

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