Check your insurance policy. I had a jewelry/fur rider for years. When the gold got high I sold so much of the jewelry. I also gave away a lot to my daughter. I haven't had a fur in many years. I looked at what I have left, and decided it wasn't worth it to keep it. I am saving $89 per year.
Now that I am not driving so much I got a $37 per quarter rebate on my auto insurance.
It pays to read your policy and not pay for what you don't need.
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