My girlfriend and I have been together for three years. She rents an apartment and I own a house, but it is in foreclosure so I do not pay rent. I stay with her 3 to 4 days a week, not because I have to, but because I want to spend time with her. I help out with food and other things. The question is, how much rent should I pay her and how much for utilities? Also it is a small apartment, where I have not much room for my stuff.
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Maybe you should get your own place. If a couple is going to live together, they should share expenses half and half, plus keep track in writing of any household type appliances that one or the other buys.
Agree with redhatterb! Your relationship is three years old and you are now asking a question about finances?
Your question is about expenses for the period you plan to spend most of your time in her apartment during your "no rent" phase.
**What will happen after you move out of your foreclosed house-will you then have a separate apartment for all of your stuff?
**Will you continue to have a relationship but with separate domicles?
**If you plan to continue to "spend time with her" in her apartment, do you still plan to provide living expenses even though you will have your own apartment?
I suggest you both sit down together and discuss finances:
What she feels is an appropriate amount now to contribute during your "no housing payment foreclosure period"?
What plans for the future-if you have separate apartments but you want to continue to "spend time with her" in her apartment, what is appropriate to contribute on a monthly basis for example?
I wouldn't worry about that right now, unless your girlfriend has insisted you pay up. You need to go back to your place and go through your stuff. Discard or donate whatever you can possibly live without. Your stuff is no longer important when you're in foreclosure. Keep only things that would be really expensive or difficult to replace.
I agree that you should have a talk with your gf. Is she happy where she is? Does she want to get an apartment together with room for you both? What is your next move? You need to be clear on what you are going to do before you are forced to make a move that would be to your disadvantage.
I have read very good responses to your situation. I agree that you need to get your own place and stay in it more. If you "need" to be with her for 4 days a week, perhaps you should consider living together in a bigger place. However, in the back of my mind I am wondering why your place was foreclosed on if you have money for another place. Soul searching is in order.
Sit down with your girlfriend and discuss the issue. If you are in financial difficulty, you will have to sort that out as well, and there is no time like the present. If this is a serious relationship, you need to sort out the financial issues before you can move forward.
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