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Survivors Benefits and Student Loans in Default?

My husband passed away. My children and I were all eligible to receive benefits. They did. I didn't. I think it was taken for student loans. It's been 6yrs. Was that money applied to my defaulted loans?

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Bronze Answer Medal for All Time! 220 Answers
February 21, 20170 found this helpful

Only SSA can answer your question-you can call or make an appointment with your local office.

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Gold Post Medal for All Time! 677 Posts
February 21, 20170 found this helpful

You need to take your husband's death certificate to the nearest Social Security office and they will figure out what happened to the money and make sure you get it if you were entitled to it.

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Silver Post Medal for All Time! 255 Posts
February 21, 20170 found this helpful

You should have received a letter if this happened and also don't you get statements on your student loans? Is the amount on them going down? You will need to call the SSA and office for the loans.

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February 23, 20170 found this helpful

I received a letter in the beginning stating what I was entitled to but it also said that I could receive it at this time. Since then....well recently Ive checked my credit report.

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Its showing a balance of zero. The tradeline says debt being paid through insurance. That's why Im asking.

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February 23, 20170 found this helpful

It said I couldn't receive it at that time.

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February 22, 20170 found this helpful

Were you notified by SS that you and your children were eligible for benefits - did they give specifics as to amount for each person and when it would begin? How old were your children and did/do they live with you? Does their benefit checks go to them in their name? How are the benefits used? It is difficult to understand why someone would wait 6 years to ask about something this serious.

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You will have to go to your SS office and ask the questions that should have been asked 6 years ago. Be sure you have as many papers as you can find that have been received from the Social Security Administration as well as your husband's death certificate.

As for information on your school loans, you can go on-line to whatever institution holds your loans and get information on what has been happening since you originally obtained the loans. You should know that something is going on if you have not been receiving notices about these loans - unless they are having trouble locating you.

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Bronze Post Medal for All Time! 107 Posts
February 27, 20170 found this helpful

it seems like your student loans would not be paid in this way, without your knowledge. I don't believe student loans can take SSI payments, but the best thing to do is to ask, call the student loan provider or te SSI

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February 27, 20170 found this helpful

Well some of the questions have been answered. Since this benefit was probably going to be paid for the care of your husbands (and your) children then your benefit would depend on the age of the children at the time.

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Since you say your school loan has been paid off it would appear your benefit payment was used in that manner. (This benefit was not SSI.)
The benefits paid to the children should be used for their care and that includes housing, food, clothing, school expense, and more so the checks should really go to you - if - you are or have been supplying these things.
I believe you should now visit the Social Security office and try to find out about all payments - past and future.

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