I am going to be 62 in June of 2013. I want to apply for S.S. and want to know any suggestions on tips to cut back on cable, filing out forms, places I can get help with prescriptions, and help with rent. Any tips on any subjects will be greatly appreciated. Thanks.
By Debbie
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Have you looked into income based apartments? Contact your city/county offices and they should be able to provide a list for you. Most states also offer a voucher program for scattered house options in the community. To lower your TV bill, you would need to ask your provider what packages they offer, and probably just lower the number of extras you now pay for.
Go to your near by SS office. Just cause you turn the age in June, doesn't mean you start collecting. My husband's was at the + 6 months. He still works so he took the basic health care and has his work insurance.
You can find your local Social Security office number in your phone book or online and that way you can call to make an appointment so you don't have to wait as long as a walk-in would have to. They will go over eveything you need to know and, if they are like the wonderful workers here in my city, will give you oodles of suggestions of who to call to help you with your questions outside of their expertise. Personally I would go to the office some time before January and that way you will already have the wheels in motion.
Also go to your local Department of Human Services because they'll have even more suggestions of where to go for information and extra services and they themselves might even be able to help you with services if you qualify.
Enjoy your retirement :-)
About the cable tv question you had; my husband & I read a lot & the channels we receive on TV without a cable subscription is more than enough to pacific us. In our area basic cable costs a smidgeon under $10. per month. But why subscribe to it if it doesn't interest us?
People look @ us like we have 3 eyes when they find out we do not have cable. If you really enjoy it that's one thing but so many times folks tell us there is a lot of "junk" on cable yet they continue to subscribe to it & pay $60. to $80. per month for it. Look @ your situation & evaluate it. If you enjoy it that's all well & good but if not unsubscribe. Procrastination is one of the worlds worst thieves. Hope this helps you.
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