Since you are allowed to get one credit report per year free from the three major credit reporting agencies, why not request your free credit report one at a time every four months, from the different agencies? The three main credit reporting agencies are Equifax, Experian and TransUnion. To order your free report you must go through:
OR
call 1-877-332-8228
This is what I am going to start doing. I am not about to pay for this credit report monitoring. I don't know how much I will save, but what I do save goes towards my kids, and every little bit helps!
Source: http://www.consumeraction.gov/
By Robyn Fed from Hampton, TN
This page contains the following solutions.
Get a free credit report yearly and check it carefully. The 3-4 credit bureaus allow you one free credit report a year. We were surprised to find a problem on ours that we did not know about.
You may obtain a copy of your credit report free once every year. A good idea to do this as you will be informed of what your credit standing is as well as be able to check for any discrepancies.
You can get access your credit report from the three major credit reporting companies for free at annualcreditreport.com. Equifax, Experian and TransUnion are required by law to give you access to your credit report once a year for free.
