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Protecting Credit Cards


Diamond Post Medal for All Time! 1,246 Posts
October 12, 2012

A stack of credit cards.Credit card theft seems to be occurring more and more these days. Lately I've been hearing more about dishonest merchants copying down credit card numbers then going on internet shopping sprees. All they need is your credit card number and security code that's sitting on the back of the card (front left on some cards).

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A way to prevent this from happening to you is writing down the three digit security code and keeping it in a secure place, then filing off that number from the back of your card and covering it with ink. You must make sure you have written that code down for future use or your card will be protected from yourself, as well!

Source: My friend who has suffered from credit card theft twice until they used this method.

By attosa from Los Angeles, CA

 
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Gold Feedback Medal for All Time! 509 Feedbacks
March 2, 2011

Did you know that someone can steal your credit/debit card information by just standing near you? They can if you have one of the new cards that work under the RFID technology.

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RFID - Radio Frequency Identification.

 
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Bronze Post Medal for All Time! 104 Posts
March 6, 2012

I had a speed pass for gasoline. I got my gas bill several weeks later and time for a thief to rack up a bill for close to $700 on gas, food from service station, and multiple gas charges at the same time.

 
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April 7, 2005

Remove any credit cards from your wallet that you do not use on a regular, consistent basis, and store them in a safe location. Or, if this is not an option, check your wallet often to ensure all your credit cards are accounted for.

 
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January 10, 2005

Notify your credit card company when you are going on vacation. Charges from strange areas may make them think your card was stolen and reject a charge you may want to make.

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We were going to Cancun, Mexico.

 
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Questions

Here are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community.

March 4, 2015

Over the years I have had several credit cards and saved them after their expiration date not knowing how to properly dispose them. How do I safely dispose of over 50 used credit cards?

By Raji from East Elmhurst, NY

Answers


Silver Post Medal for All Time! 418 Posts
March 5, 20150 found this helpful
Best Answer

I cut them up with kitchen scissors and put them in the trash. Don't burn them. Plastic puts off toxic fumes.

 
March 6, 20150 found this helpful
Best Answer

I also cut them up in small pieces. However, I cut across through my name and the account number, then I throw them out but split the pieces over a couple of garbage cans in the house.

 
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Budget & Finance Credit CardsMarch 9, 2012
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