Description in brief: Over-50, graying, headcovering, Christian lady, whose heart is in her home but whose bad choices early in life have led her to being forced to work full-time outside the home.
Thoughts on being frugal: It's more fun than being a spendthrift because frugality can lead to peace of mind as well as increased ability to help and share with those less fortunate. Frugality is a way to practice good stewardship of the resources with which we have been entrusted, and that includes our time.