Our clan residing at our home now, is down to our youngest caveboy , Ryan ( will be 12 yrs. 10/3/08), my caveman , Bob, and me, Catherine. I am about to be a grandmother to a cavecherub, Lily, who is expected at the beginning of October 2008 by my oldest caveson, Adam and his cavesweetie, Bianca. My two oldest caveboys, Adam & Benjamin live in Alabama's Gulf Coast and the rest of the clan lives here in Phoenix, Arizona. I have been unable to work for the last year due to an accident and I am all about FRUGAL. I came across this website from an article in September's Reader's Digest. I can not wait to explore this website. I am very interested in saving money in every way, including, any ideas concerning newborns and babies.