Hi. My name is Sally. I have been a thrifty saver all my life. I learned to be thrifty from my mom and dad. I am a single widowed mom in my 50's. I have 2 daughters and 1 grandson. My youngest child is 10. So it's important for me to save money as a single mom. At my age one of my goals is also to save for retirement & come up with a retirement life plan that allows me to nave fun & travel, yet have plenty for my expenses.