Experience is the best teacher and as a single mom and now grandmother, who has not had the benefits afforded by current government social programs, I believe in sharing the tips and methods gained from my mother and relatives and friends, that enabled me to put myself through college, rear two lovely daughters and now help 5 grandchildren. Anyone who also wants to share with me, will be welcomed with open arms and email comments.
My Frugal Life: Focus On What's Important (Part 2)I have found that listening and learning from others has been one of the best ways of saving money and living within my income. Asking questions, often saves hundreds of dollars that you think is going to be a long term investment.
My Frugal Life: Focus On What's Important (Part 3)Groceries, now there's where you can really save if you are one of two types of people. Either you have time and organization to coupon, or if you are like me, and just couldn't get the hang or discipline for coupons.
My Frugal Life: Focus On What's Important (Part 1)I have mantras or adages that in the worst of times have always focused my thinking and my will power to look at problems directly at what I can control. Believe me, as a single mother ,with no child support, there are things you can't control.
My Frugal Life: Focus On What's Important (Part 4)If you live in an all electric house it can get very expensive, even with new energy efficient appliances. So think a timer for your water heater. It will save you as much or more than a expensive solar panel on the roof.
My Frugal Life: Focus On What's Important (Part 5)Know what you have cash in your checking account for the month. Without a credit card for dentist, doctor and monthly emergencies for the kids, I never was able to budget cash for those emergencies.
My Frugal Life: Focus On What's Important (Part 6)I couldn't afford long distance phone calls or even a phone, except for the company required that I have one. So, my mom and I communicated with actual letters and calls on holidays.
