I took time out from having a paying job to raise my child. My husband can't seem to find more than a part-time job. I have a teaching degree, but I would have to take 6 credits and spend about $1000 to renew my license, then I still wouldn't have a guaranteed job. Should I try to renew my license?
We are hurting financially. My husband and mother-in-law want me to try for disability, but I feel that I can still work and don't want that label. Their pressure and the financial woes are depressing me. Help!
By Sandy Gerber from WI
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There may be some tax advantage to getting you license/credential. If you set up in solo practice (as a tutor/substitute teacher) you can deduct many of your expenses: portion of your car (and all of its expenses: insurance, car washing, motor club, etc!), your home (and all of its expenses-heat,water, insurance, etc). Turbo tax will take you through all the possible deductions.
Apply for the disability if you can. One of the options that will come from that is help for gettng back into the work place. I applied for SSD and after acquiring it was introduced to the work program to be re-integrated into the work force. It is okay to accept disability just don't fall into it as a crutch. Many people get SSD and then give up and let the govt.
Are you willing to start a day care, than you can still stay home for your children, and yes there are a lot of tax breaks. My sitter had to drive her kids to school, and she had to take my child in the car with her (claim the car).
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