With all the identity theft that goes on it is a smart thing to keep your Social Security numbers off of your checks. Also, the state in which we live will use your social security number as your driver's license number unless you ask them to do differently.
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This is such a critical issue, people should be reminded daily of the horror of ID Theft.
My neighbor's daughter had her wallet stolen at work when she was in college. Of course, she had all the stuff on her check (no SSN) but it was enough for many checks to be written without being asked for any ID. The FBI said if they once had to be asked, it would have stopped there.
I do not keep any ID with my checkbook. That is in a separate place. If you have to have a copy of your SSN for any reason, black out the first set of 6 numbers on a copy of the SSN and carry that. That is enough to check it with your ID info, if needed.
Currently dealing with my son's ID theft, and the bogus company has filed with a collection agency against him to collect when he was forced to close out his checking account. The bank kept paying even after police reports were filed, etc. He is being sued for payment to the ID their.
One of the companies that Oprah had listed as a big ID fraud theft was the company attacking my son's account. Did a google, found lots of complaints on main bank company and the ones they were allowing to collect.
You should never carry your Social Security card with you. It is not legal identification. It's like the title to your car you should keep it safe at home.
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