Use 3 Ring Binder for Organizing Statements

After years of struggling to keep all of my monthly statements and bills in a filing box, I decided to think about what would work better for me. The problem I have is every time I open the filing box, my bills, statements and receipts are hard to find. I have to take the entire content of say, "Medical" out in order to review things or to find a certain bill etc.

I finally found a large 3-ring notebook and purchased a set of dividers with pockets. Each pocket I used scrapbooking letters to label them, Dental, Medical, checking account... and so on. I spent a few dollars and bought a paper hole cutter. Each time a statement or letter comes in, I cut the holes and insert it with the proper divider. The envelopes are great for receipts and canceled checks.

Now when I need to find something quick, I grab my 2008 filing notebook and flip through easily to what I need. It is so much more neat and organized! I love the way everything is easier to view! The cost is minimal and the notebook can store at the end of the year without taking up as much room.

By Pattie McIntyre