Having experienced a house fire which was declared a total loss, I have a few tips for making the experience less frustrating.
Be sure you have enough coverage, which includes total replacement cost. Keep a copy of your policy in safe deposit box. Also take a video or pictures of your contents and put them with a friend or in a safety deposit box. If you put them on disc or computer, keep a copy in a place that you can grab in a hurry.
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Thanks for the tips. Glad you and your family made it out unharmed. God bless you.
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