I filed chapter 13 but it was thrown out when I fell sick and couldn't make payments due to no job. Did I make it worse on myself or do I just do it over again?
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I would ask an attorney. If you can't afford one contact your state or city government. They should be able to provide you with the names of attorneys who do work for no or little charge.
Usually it goes chap 7 or 11 first. If it already is in 13 and you have faced your creditors in federal court it should all be settled usually your attorney is always paid before it gets to this step. If your creditors did not show up to agree to write it off or make smaller payments. You should be safe. I have never heard of having to PAY anything after 13 goes into federal court.
You should contact a BK attorney. Your prior trustee may also be able to give you instructions. If your BK was thrown out for non-payment, you may be forced into a Ch 7 when you refile. You haven't received any bills or notices from creditors YET but you likely will once they are notified that the automatic stay is no longer in force and you're no longer in bankruptcy.
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