I have been paying many of my bills over the phone with my debit card. It is a win-win situation. Not only do I save writing a check and saving a stamp (which is now 39 cents - ouch!) but my payment gets credited much faster. Just check your creditors to see if they offer this option.
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re:
"...but my
payment gets credited much faster..."
i will always wonder :
when we get the bills paid befor the due date why we don't get "brownie points" or some sort of little "thank you" bonus
In my area some of our Major super markets will accept payment for telephone,electric, natural gas bill,and several other utilities. They have to be paid before due date but it to helps on the postage situation.
Another option would be to take advantage of your bank's online billpay service. My bank charges $5.95/month for this, but when you think of all the stamps you're saving, plus gas to get them, gas you might use to actually go pay some bills, AND the cost of checks, you're actually saving money or at the very least, coming out even.
Renee in TN
I like your idea, but DO be sure to find out what the company charges for these services, In our area, some of the companies charge as much as $5.00 or
$6.00 to pay a bill over the phone or online.
My bank has a feature they call Pay My Bills. Some banks charge for this, but I am lucky to have a bank that doesn't charge anything extra. With this feature, I can schedule the payment to be made from my checking account . The day I receive my bill, I schedule it to be paid the day after my Social Security check arrives. There are several reasons that I like this service.
Use wachovia banking to pay your bills. They give you a free checking account and the billpay service is free too. It's very convenient.
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