Put enough water in 4 qt. pot to cover ham bone. Add onions and season to taste. Simmer for 2 hours, stirring occasionally. Remove ham from bone and save with liquid. Discard bone.
Microwave the Velveeta and milk until melted, 4-6 minutes. Combine this mixture with the reserved ham mixture and remaining ingredients.
Bring to a full boil and reduce heat. Cover and simmer for 1-2 hours or until vegetables are tender.
By Robin from Washington, IA
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