Health Insurance (Questions)

Enrolling in Medicare Part B?I'm 62 years old and a retired government employee. I am on my husband's federal plan BC/BS family, FEP 105. He was a DC police officer and they never contributed to Medicare (we found out too late), and so he has to keep BC/BS. I understand he can pick up Part A under me now that I'm 62?

5 Answers Answer

Doctor Charged Medicare Patient a Statement Fee?Can a Medicare doctor charge a statement fee of $5.00 because you waited for Medicare to see what was paid. It is not a late fee, but a statement fee.

4 Answers Answer

Blue Cross Blue Shield (FEHB) and Medicare?I am 60 years (Dec.) and would like to get a better understanding on my options before the time to make changes to my BCBS/FEHB Standard Self +1 being my secondary insurances and Medicare being my primary and which of the other options best fits me.

8 Answers Answer

BC/BS Coverage and Medicare Part B?Does my coverage thru the Federal Government allow me to delay Medicare Part B so that I can also use TriCare? I'm reading that my coverage with the Blues will allow me to delay enrolling in Part B, but it is unclear if this means I can still use TriCare.

3 Answers Answer

Losing Medicaid After Marriage?I plan to get married. My income is 750 and his 1200; will I lose my Medicaid?

3 Answers Answer

Dental Work Without Insurance?I need dental work. I'm on Social Security and can not afford losing my teeth. I have 5 broken/missing and some cavity pain.

5 Answers Answer

Finding an Inexpensive Dentist?I have MS and I need a lot of dental work, but I can't afford it. Where can I find a free or inexpensive dentist?

4 Answers Answer

Difference Between Blue Cross & Medicare?I have Blue Cross Blue Shield. I also have a pre-existing condition. Is Medicare cheaper than continuing with Blue Cross? I am paying $500 a month for this coverage. My blood work is expensive and I have co-pays every time I visit my specialists. I spend around $8K a year in medical expenses.

7 Answers Answer

Medicare and Blue Cross Blue Shield Secondary Insurance?I just got Medicare Parts A & B and it will be starting soon. My secondary insurance is BCBS Federal PPO. My question is should I keep standard coverage or get basic coverage?

2 Answers Answer

Getting Dental Work Done Without Insurance?My tooth hurts very badly. I have been to a dentist and he said I need a root canal, but I don't have insurance because I do not work. I came into the USA last year in December, so I don't have a job yet. What can I do to get a root canal without insurance?

9 Answers Answer

Finding a Dentist That Takes Payments?How can I pay for my partials with a payment plan?

6 Answers Answer

Retaining Medicaid Health Coverage When Moving?My nephew who just turned 18 and is in school receives Social Security since my brother passed. He is on AHCCCS/Medicaid health coverage in Arizona. He wants to finish school in Iowa. He is diabetic type one and has an insulin pump. How do I transfer his insurance so he doesn't have a gap or lose it?

3 Answers Answer

Medicare and BCBS Health Insurance?I'm a retired Federal worker. I have BCBS Federal Family for health insurance. Medicare will be taken out of my Social Security check, and I will have to pay for supplement insurance. Will I still have to pay 500 dollars for the BCBS, plus have money taken out of my Social Security and pay for supplement insurance?

4 Answers Answer

Finding Affordable Dental Insurance?I am 24 year and live near Dallas. My spouse is a full time college student and I am working. I haven't been to a dentist in 5 years. I have 1 cavity, extremely sensitive teeth, and my teeth have shifted a lot since I lost my retainer. I haven't had my own dental insurance since I was on my parents' plan.

1 Answer Answer

Medicare Part B or BCBS?My husband works at a DOD-funded research lab (private university) so his benefits are great. At retirement his benefits will include lifetime health care coverage for a nominal annual premium.

1 Answer Answer

Codes for Well Woman Visit on Medicare?Does anyone know if the code 99397 is the correct code to use for a pelvic/breast exam done by a gynecologist when on Medicare, covering the office vist/doctor's time? It appears that Medicare pays for the code G0101 which is for the actual test and is an approved benefit.

1 Answer Answer

Choosing the Right Amount of Health Care Insurance?My husband receives Medicare due to his disability. I have BSBS insurance with my job. He is covered under both. I picked the top coverage due to his illness. It costs me over $800.00 every two weeks. I would like to lower my coverage due to the high expense. Do I really need all this coverage?

2 Answers Answer

Getting Dentures Without Insurance?I'm a diabetic and take insulin. My teeth are bad. I need new teeth. Where can I find dental service without insurance?

6 Answers Answer

Getting Dental Care Without Insurance?I need teeth pulled, a root canal, and my partial fixed.

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Dental Work With No Insurance?I need a tooth pulled and have no insurance.

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Dental Work Without Insurance?How does that work? I don't have the money right now. I need my teeth fixed. I need cleaning, filling, Xray, and an exam now.

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Low Income Dental Work?I need to have what's left of my teeth pulled and then be fitted for dentures, but I'm on a low, fixed income. Where can I find information about this in Washington? I have no insurance.

3 Answers Answer

Low Cost Denture Repair?At Christmas time near San Jose I bit into an olive with a pit that broke, shattered, my front tooth on my dentures. How do I get it fixed with Medicare as my insurance? I am on federal disability. Where can I get help?

1 Answer Answer

Dental Work Without Insurance?I broke my tooth in the front and it hurts so bad. I don't get money til November first and I went to Excel dental and did a exam and consultation. They said I need a root canal and crown....

2 Answers Answer

Secondary Insurance and Medicare Part D Prescription Billing?We have fepblue BCBS and Medicare part D for my wife. BCBS denied her special medication, and then authorized it for 3 months. She believed BCBS would soon deny the medicine so she signed up for Medicare part D as backup insurance.

1 Answer Answer

Getting Dental Work Done Without Insurance?I have periodontal disease but no insurance. I have had it for a while. I have had two gum surgeries in the past. I haven't seen a dentist in about five years after losing my job. I lost my insurance and have not been able to afford to buy insurance.

2 Answers Answer

Getting Dental Work Done Without Insurance?We need emergency dental periodontal work with no money and no insurance in Seattle, Washington. Any suggestions?

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Free or Low Cost Dental Work?I am in desperate need for dental work. I am constantly sick with nausea and pain from my teeth not to mention I have lost my smile. I am 39 and all my teeth need to go they are in such bad shape.

4 Answers Answer

New Era Medicare Supplemental Insurance Reviews?Does anyone have any experience with New Era medicare supplement?

7 Answers Answer

Free or Inexpensive Dental Work?I'm a single grandparent, raising my grandchildren. I'm om state benefits, but the problem is that I need some dental work done on my mouth. I'm unemployed and have no insurance at all. Can someone help me to find a dentist or a dental school that can help? I live in Houston, Texas.

1 Answer Answer

Blue Cross/Blue Shield Options with Medicare?I am 66 years old and retired from federal service with B/C B/S and receiving medicare. I have the standard option family plan. I was wondering if I should change to the basic option family plan now that medicare is the primary. The Federal Blue Cross Blue Shield is my secondary.

3 Answers Answer

Dental Care With No Insurance?Where can I find dental care in/around Nashville, Tennessee area for low income patients with no insurance?

4 Answers Answer

Dental Work Without Insurance?I need a tooth pulled immediately, but I do not have Medicaid or insurance coverage what are my options?

6 Answers Answer

Heath Insurance When Living Abroad?I am 50 years old and on disability. I am planning on living in the United Kingdom. How do I secure some form of health care?

1 Answer Answer

Supplemental Insurance Company Reviews?Does anyone have a recommendation for supplemental insurance companies? Hubby's company changed insurance companies and they do not cover much now! AARP has good plans if I were on Medicaid.

3 Answers Answer

Blue Cross/Blue Shield and Medicare Advice?As a retired federal employee, my Blue Cross Blue Shield payment is a mandatory deduction from my pension each month in the amount of $432.00 per month. Now that I am 65, the Medicare question is complicated...

6 Answers Answer

Choosing Secondary Health Insurance for Seniors?My mom is 73 years old and is on Social Security. She's been relying on COBRA as a secondary insurance since my stepdad passed away, but she's going to be losing it in the next month or so. She hasn't chosen a new secondary insurance because she's confused over which one to pick from.

12 Answers Answer

BCBS vs Medicare B or Both?I'm 64 and will be 65 on January 24 and have a wife born in 1953. I am covered under BCBS and Medicare plan B. Should I keep BCBS and let my wife apply for her Medicare when she's 65 and should I call Medicare to make sure I'm enrolled?

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Resolving a Medical Bill When on Medicare?I had heart surgery February 9, 2011. I received a bill for $10,810 from Bay Medical Physicians Group yesterday. I don't owe Bay Medical; Medicare and Blue Cross do. What should I do?

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Suggestions for Buying Dental and Vision Insurance?At the age of 59 and 61, my spouse and I need dental and vision insurance. Any suggestions or comments?

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Early Retirement and Medical Insurance?Due to extreme stress on my job that is affecting my health, I am looking into retirement at 62 and finding part time work. I think I can do this as far as my bills, but my concern is medical insurance.

4 Answers Answer

Medicaid Thinks My Case is Closed?I was remarried a year and a half ago. We reported our change to Medicaid (I have 3 children from my previous marriage). My husband works and I am not sure if we are eligible for Medicaid. But Medicaid never made a change.

10 Answers Answer

Primary Insurance When Employed Full Time After Age 65?If a person works for a small company (less than 20 employees) and is over 65 years of age and still working, can they keep BCBS as their primary insurance coverage or does Medicare have to be the primary and BCBS secondary?

5 Answers Answer

Dental Work Done Without Insurance?I am in need of dental work, wisdom teeth removal. I am 52 yrs old, I do not qualify for medicaid, and can not afford dental insurance. Does anyone have any suggestions for finding affordable dental work?

12 Answers Answer

How Long to Save Medical Insurance Documents?I was wondering how long I should keep a type of form from my husband's insurance company saying how much they have paid for medical insurance or for his kids' medical insurance? We have been together for a year if that helps in the advice that y'all have for me.

3 Answers Answer

Blue Cross Vs. Medicare?What are the differences between Blue Cross/Blue Shield and Medicare?

16 Answers Answer

Disability and Long Term Care Insurance?I have been pretty busy online checking ratings, reviews, etc. of disability and long term care insurances. I am wondering if any of you would care to share advice on Genworth, through AARP.

1 Answer Answer

Getting Additional Health Insurance Coverage?Why should I buy Medicare in addition to my federal govt. health insurance if I am fully covered under Blue Cross Blue Shield when I retire? I live a very healthy lifestyle and have inherited excellent genes!

6 Answers Answer

Health Insurance for College Student?Our daughter, despite being a full-time student, is being kicked off our health insurance as soon as she turns 22. The student insurance offered through her university looks like mediocre coverage with high co-pays for about $100/month.

6 Answers Answer

Can I Find Better Health Insurance?My husband's work is changing our insurance to a high deductible ($2600 for the family) insurance. It will start in Jan. I am looking for anyone who has gotten their own insurance that is better. If we go with this I will be terrified to take any of us to the doctors, as we would not be able to afford it. They keep taking away and making our health insurance go up with less and less coverage but they have not given him a raise in 3 years. However, I am thankful he still has a job (for now).

2 Answers Answer

Paying Back Insurance Benefits When Getting SSDI?I have a problem! I had a heart attack and back injuries in 2001. I was not able to return to work. I was told my a number of doctors. It took till 2006 for me to get SSDI benefits. Before I had SSDI Benefits I had a long term Insurance that I had though work.

8 Answers Answer

Health Insurance for the Self Employed?Does anyone know of a good carrier for self employed health insurance?

5 Answers Answer

Inexpensive Dental Insurance?The company I work for doesn't have dental coverage. Does anyone know of a good source for dental insurance? We have eye converage but no dental insurance. I may qualify as low income.

5 Answers Answer

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