Tips and ideas about saving time and money when purchasing home insurance.
Filing an Insurance Claim After a Fire?When claiming a fire loss I have a book Pokémon cards in plastic sleeves. What is a replacement value of over 1000 cards? Do I look up every card? Will the smoke smell ever disappear? I am trying to negotiate with the insurance company myself. The cards can't be cleaned like most surfaces in my house.
Inventory and Photograph Belongings for Insurance ClaimsPhotographing your possessions for future reference in case of a fire or natural disaster can be a great way to ensure you can claim losses on all of you belongings. This page has tips about how to inventory and photograph belongings for insurance claims.
Lender Placed Insurance?This is a page about lender placed insurance. Banks and other lenders can place insurance on a property when, for example, the homeowner does not have adequate insurance.
Saving Money on Home Owner's InsuranceThis is a page about saving money on home owner's insurance. Home owner's insurance can be quite expensive. Taking the time to shop around and looking for discounts can save you some money.
Squirrel Damage to Electrical Wiring Not Covered By Insurance?We recently had a power surge and our TVs were smoking. We had an electrician come to the house, who immediately called the electric company. They found damage on our outside wires from the pole to the house. They said it was caused by squirrels.
Determining Home Value for Insurance Replacement Coverage?What is the average residential construction cost for a two story brick single family home in NC? I am interested for the purpose of insurance replacement coverage and do not want to be over or under insured.
Staying on Medicaid After Marriage?Marriage after Medicaid in Florida: My fiance and I are engaged when we found out I am expecting. I chose to get on Medicaid since I work part time and job doesn't provide health insurance and we did not have a date set for marriage. He wanted to get me on his insurance but could not be done because we are not married. I did get Medicaid and WIC.
Mortgage Lender's Insurance Policy?Our house burned completely to the ground in January of 2015. We only had about $5,000 left to pay on the mortgage. We have since paid it off. Before the mortgage was paid off, the mortgage company placed their own homeowner's insurance policy on it, for a house that no longer exists?
Dental Work Without Insurance?Where in Fresno California could I get help on pulling a tooth? I am on disabiity and do not have dental insurance. My supplemental health insurance and Medicare do not cover my dental! Money is tight so I need something affordable.
